Welcome To The Choate Law Firm
We Are A Bankruptcy Focused Law Firm
405-788-0058
Don't Let Debt Derail Your Life
If you are dealing with insurmountable debt, don't wait to do something about it. Our goal at The Choate Law Firm is to do everything in our power to help you get through this difficult situation. We'll be by your side every step of the way, whether you're filing for Chapter 7 or Chapter 13 bankruptcy. Reach out to us today to speak with an experienced bankruptcy attorney with over fifteen years of experience helping thousands of Oklahomans overcome their debt and create a plan to move forward.
Our Attorney
Paul Choate
I believe if you are considering one of the hardest events an individual can go thorough- bankruptcy- you should know who is on the journey with you. I would like to introduce myself. My name is Paul Choate. I was born in Oklahoma City and moved to Seminole, OK in the late 1970s. I am the eighth of ten kids. I grew up on a horse and cattle farm west of Seminole during the boom and bust years of the 1970s and 1980s. I completed law school in 2006 at The University of Oklahoma School of Law. I served in the Oklahoma National Guard (B Battery, 1/160th FA. 45th ID!) during college. After I passed the bar, I went into practice as a general practice attorney with my father. The year I graduated, the bankruptcy law changed. The process became more technical. Many attorneys (including my father) quit filing cases because of these changes. I gradually grew my practice towards bankruptcy. I have focused on bankruptcy since 2009 and have filed for over 5000 clients in all districts in Oklahoma.
Debt has been a part of my life for as long as I can remember. My father opened up one of the first payday loan companies in Seminole, OK around 1984. One of my first jobs was as a debt collector going to people’s homes as a sixteen year old kid. I wasn’t very good at it and frankly neither was my father. The business muddled along for twenty years before finally shutting down in the 2000s.
During my growing up, my family experienced bankruptcy multiple times as my father tried to save the family farm in the 1980s during the various oil and gas collapses and the savings and loan crisis. Banks could randomly recall loans when they needed money and many farms went under when they did not have liquid assets, including ours. I know the pain of watching the repo person driving off with farm equipment and livestock and losing the land you ran around on as a child. My father focused on fighting banks for himself and other farmers and ranchers. He saw it as a point of pride that he had a judgment against him in the millions of dollars for the amount of legal work he cost his bank in his bankruptcy. Unfortunately, fighting banks is not very profitable and we were stuck for many years working though the lose of the farm.
In my career, I have worked for banks, loan companies, debt collectors, debt settlement companies and individuals experiencing debt. I know what debt feels like. I know what options are available and what the law can and can’t do for you. I have chosen to limit my practice to represent individuals in bankruptcy because I believe in the relief it can provide during one of the worst times of your life. It is not magic. It is federal law. There are hundreds of thousands of cases filed every year. I know what you can do. Many of the things you hear or think you know about bankruptcy are incorrect. In a free thirty minute consultation, I can answer your specific questions about your specific situation. We can develop a plan -within the law- to get you a fresh start and find relief for you and your family. Thank you for your time and consideration of my firm.
Our Offices
We have offices located in Shawnee, Seminole, Ada, and OKC!
Main Office - 116 N Bell Ave Shawnee OK 74801
Seminole Office - 1423 E Wrangler Seminole, Ok 74868
Ada Office - 111 E 12th St Ada, Ok 74820
OKC Office - 100 NE 5th St, 1st Floor, Oklahoma City, Oklahoma, 73104
Financial stability is within reach. Bankruptcy can help you get there.
Debt can be incredibly damaging to both your personal and professional life. While it may seem manageable at first, it's easy for bills and payments to pile up. If you're feeling as though there is nowhere left to turn, we are here to show you that there is a light at the end of the tunnel.
The stigma attached to bankruptcy is absolutely false. Filing for bankruptcy does not mean that you have failed. Instead, it means that you are taking the first step toward strengthening your future and regaining power over your finances. By setting up a consultation with our Shawnee, Oklahoma, attorney, you can start the process of deciding whether bankruptcy is a good fit for you.
When you work with our skilled bankruptcy attorney, you get a true partner. We will work with you to figure out whether Chapter 7 or Chapter 13 bankruptcy is right for you. If you have a stable income and can commit to a repayment plan, Chapter 13 could be the path for you. If selling your assets is more practical, we'll discuss Chapter 7. No matter which option you qualify for, our goal is to get you back on your feet and moving forward.
Don't wait to take action. Contact us today at The Choate Law Firm to start tackling your financial problems. We are proud to serve clients throughout Oklahoma.